Credit Card 101: A Values-Driven Guide to Responsible Credit, Reward Maximization, and Financial Freedom (Positive Personal Finance – 101 series)

Price: $9.99
(as of Sep 13, 2026 23:42:15 UTC – Details)


Credit Card 101 (Book Two of Positive Personal Finance’s 101 Series) is a values-driven guide by Kevin Kaminski aimed at financially disciplined readers—specifically those who have completed the debt-payoff and emergency-fund stages of a program like Financial Peace University—who are ready to move beyond Dave Ramsey’s “cut up your cards” rule and use credit cards strategically as wealth-building tools. Framing the credit card industry as a system that redistributes money from the undisciplined to the disciplined, the book walks through six chapters covering the FPU debate, how the rewards ecosystem actually works, cash-back and travel-point optimization, building a personalized card strategy, advanced tactics and common pitfalls, and finally situating responsible credit use within a broader “flourishing life” built on the PERMA-Budget framework—closing with a key-terms appendix for quick reference.
ASIN ‏ : ‎ B0H9DJXM5G
Publisher ‏ : ‎ Independently published
Publication date ‏ : ‎ July 16, 2026
Language ‏ : ‎ English
Print length ‏ : ‎ 57 pages
ISBN-13 ‏ : ‎ 979-8187416882
Item Weight ‏ : ‎ 5 ounces
Dimensions ‏ : ‎ 6 x 0.13 x 9 inches
Part of series ‏ : ‎ Positive Personal Finance – 101 series
Best Sellers Rank: #1,138,282 in Books (See Top 100 in Books) #2,996 in Budgeting & Money Management (Books)