Credit Card 101: A Values-Driven Guide to Responsible Credit, Reward Maximization, and Financial Freedom (Positive Personal Finance – 101 series)
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(as of Sep 11, 2026 09:09:14 UTC – Details)
Credit Card 101 (Book Two of Positive Personal Finance’s 101 Series) is a values-driven guide by Kevin Kaminski aimed at financially disciplined readers—specifically those who have completed the debt-payoff and emergency-fund stages of a program like Financial Peace University—who are ready to move beyond Dave Ramsey’s “cut up your cards” rule and use credit cards strategically as wealth-building tools. Framing the credit card industry as a system that redistributes money from the undisciplined to the disciplined, the book walks through six chapters covering the FPU debate, how the rewards ecosystem actually works, cash-back and travel-point optimization, building a personalized card strategy, advanced tactics and common pitfalls, and finally situating responsible credit use within a broader “flourishing life” built on the PERMA-Budget framework—closing with a key-terms appendix for quick reference.
ASIN : B0H94Z9L7C
Accessibility : Learn more
Publication date : July 16, 2026
Language : English
File size : 2.3 MB
Screen Reader : Supported
Enhanced typesetting : Enabled
X-Ray : Not Enabled
Word Wise : Enabled
Print length : 50 pages
Page Flip : Enabled
Part of series : Positive Personal Finance – 101 series
Best Sellers Rank: #2,038,127 in Kindle Store (See Top 100 in Kindle Store) #2,561 in 90-Minute Business & Money Short Reads #5,813 in Personal Finance (Kindle Store) #6,466 in Personal Finance (Books)
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